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The best cash back credit cards for you will depends highly on where you spend most of your money.We've found that for savvy consumers, having more than one cash back credit card is usually the best way to maximize rewards - simply always use the card that provides you the highest returns per purchase.Like SC Unlimited Cashback Card, Amex True Cashback Card is a decent flat rate card provides an unlimited cashback of 1.5% on everything.The key difference, however, is that this Amex boosts your cashback to 3% during the first 6 months.It is also quite cheap to use because only S,000 of annual spend qualifies you for the annual fee waiver every year.In summary, OCBC 365 Card presents a cheap and convenient way of earning rewards on almost all the daily needs of an average person or family without skewing towards a specific category.If you are looking for a way to save money on all your meals in and out of home, Citi Cash Back card could be an excellent choice for you.

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HSBC Advance Credit Card is the best no-fee cashback card for people who can qualify for HSBC's Advance status.Not only does it offer a flat rate of 1.5% cash rebate on everything, its cash back is unlimited so you can earn as much rebate as you spend.The biggest appeal of flat rate cashback cards is its simplicity (i.e.Table of Contents After looking through our database of over 100 credit cards, our editors concluded these cash back credit cards offer some of the highest rewards, and give consumers the most bang for their buck.We attempt to estimate how much savings a consumer can get from each card over a 2 year period with our 2-Year Dollar Value.

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